J Butler Finance

 

financial Coaching

What is Financial Literacy?

Financial literacy is the ability to understand financial tools and apply them in your everyday life. This helps you achieve different life goals, such as saving for retirement, running a business, owning real-estate, or just having a large cash stock. Financial literacy allows you to understand key financial concepts that in time will allow you to save money while owning assets rather than liabilities.

What is Credit? Why is it important?

Credit is basically the amount of risk a creditor is taking on if they lend you money. Credit is a financial power tool. It can help you obtain the things you want if you use the tool correctly.

Having a good credit score is important to gain the things you want and need out of life. The lower your score the harder it will be to get the credit you need for apartments, cars, mortgages, and even jobs. Financial literacy will help you win at credit.

What You Can Expect

·         Full Financial and Credit consultation

·         Typical Results within 30-45 days

·         Unlimited Disputes

·         Financial Management and Education

·         Full Access to membership area

·         100% support

Did You Know…

Financial Literacy is not taught in schools and most people are not taught at home. The lack of financial education can lead to poor savings, poor spending choices, bad investment choices. This is not including the mental stress you may feel from not having financial security. We empower you with financial tools that allow you grow while repairing your previous credit mishaps.

Almost 80% of all credit reports contain errors. Most people have no idea what is on their credit report. These errors can can a reduction of lenders qualifying you for credit. We look for and investigate all errors within your report so that you can get the credit you deserve.

We’ve helped Clients:

·         Learn to Budget

·         Understand Assets vs Liabilities

·         Save Money

·         Buy Homes

·         Buy Cars

·         Learn Investments

·         Understand Credit

·         And so much more!

We’ve successfully removed:

·         Late payments

·         Inquires

·         Student loans

·         Charge offs

·         Collections

·         Medical Bills

·         Tax Liens

·         And Many more

·         How We Help

·         WE TAKE A DEEP DIVE INTO YOUR FINANCAL GOALS & YOUR CREDIT TO CREATE A PERSONALIZED EXPERIENCE

·         Have you found a great car that you want? Are you looking to buy that perfect home you found? Are you ready to refinance your current loan? Have you found that your credit is preventing you from obtaining the things you want most? We help with that. Some need credit repair, while others find they just need to understand finances. That’s what we’re here for. We walk you through the financial steps to understand finances so you can build wealth while we fix your previous credit mishaps.